In less than a decade, Airbnb has transitioned from a trendy vacation method to a staple of modern day travel. As the travel season approaches, some will be looking to save money at vacation destinations, while others might be converting their homes into Airbnb units for extra cash. Could Airbnb hosting be a good option for you and your home?
Welcome to Southern Home Mortgage, where we make the "American Dream" of home ownership come true for hundreds of families each year. With 5 professional, licensed loan originators covering all of Georgia, we work with a diverse group of clients ranging from first time homebuyers, to reverse mortgages and everyone in between. We have the expertise and resources to customize a loan program to fit our client’s needs, and making sure our clients needs and financial goals are met is our number one priority.
We have dozens of lenders at our fingertips and can find a loan program to fit individual buyers and even unique properties including homes with acreage, homes that need renovations, condos, and homes in rural areas. We are experts at USDA rural development, VA, FHA, and conventional loans and have some of the largest national banks on our list of available lenders. And yet we treat every client like a neighbor, a friend, a part of our family.
After weeks of gathering personal information, printing off bank statements and tax records, and waiting for the bank to approve and underwrite your loan, the time has come—you’ve signed your lender’s paperwork and bought a new house. Now for the really fun part: packing and moving. In the hectic time to come,
As one of the most popular types of home mortgages, FHA loans can offer a unique and essential option, especially for first-time home buyers. Backed by the Federal Housing Administration, the loans combine less restrictive financial requirements with generous lending terms to create an attractive alternative.
While many borrowers may be aware of the 3.5 percent minimum down payment or that a credit score as low as 580 can still qualify,